Can you believe they made that much money in one quarter and then laid off over 5,000 people?

You see this is the problem with working for someone else, you are at their mercy. Just to give you an idea of how ridiculous this is, they could pay 70,000 people $50,000 per year each for the money they cleared in just this one quarter, but instead, they are going to cut 5,000 jobs…

Millions of people are flocking to the Internet to take control of their life and their financial destiny and this is good, but the problem is that many of them have no idea what to do or where to go and unfortunately too many of these people end up getting cheated and ripped off by the scammers online who are promising riches with no work, no money and no time. It all sounds good, but the reality is those scammers will end up sucking every dime they can from you and sleep like a baby at night.

Working from home is the dream of many people, but just like working a regular offline job, you need training, tools and resources to accomplish your task.

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To Your Success
Richard & Cheryl

• 5 Ways To Attract Money nYou’ve already proven your intelligence, talent, and tenacity. You work hard, and you've so much to offer, so why isn’t your value reflected in your pocketbook?nnYou could be repelling money with unconscious beliefs and behaviors.nnHere are five quick tips to attract more money into your life:nn1. Appreciate money! If even...
• Opinion: Realtors the Biggest Benefactor of $15,000 Homebuyer Tax Credit I've posted two articles so far on the proposed $15,000 Homebuyer Tax Credit: The first outlines my initial discoveries... My second outlines my deep digging... A lot of posts around the web have talked about how the credit will get home purchases moving again, which it will. What they don't......
• What is Debt Leverage? Leverage is a term that is often used synonymously with debt, and for this reason, it is important that people come to understand what debt leveraging actually means, and how it works in an ordinary financial transaction, such as buying a home for example. Let us suppose that you are......
• 3 Options for College Saving Accounts. It seems counter intuitive, that choosing the wrong kind of savings account for your child's college fund could actually cost your child more, but that's the world we live in - make the wrong choice, and your child may lose thousands of dollars in financial aid come enrollment time. According......
• Want to be in a Working Family? (Hard Workers with Money Need Not Apply) One of the constant battle cries of politicians running for office is that they support "working families."  Much of the political whining and hand wringing is about the "plight" of "working families."  It seems that every tax cut, new entitlement program, and stimulus package is intended to cure "working families"......

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• Staying motivated & overcoming hurdles Staying motivated is one of the hardest things to do when working on a long-term goal, especially if the goals themselves seem overwhelming or potentially life-changing. For example, my husband and I are in the process of starting a new business. If it is successful, we'll be able to meet......
• Best Network Marketing Leads - Truth About The Best Network Marketing Leads The best network marketing leads are those which are targeted. Even better, they are people who come chasing you. Network marketing has developed an unsavory image on occasions of desperate marketers chasing and harassing people to come take a look at a business opportunity.In many instances, this is true and......
• Middleman Beware: The Internet is Making You Obsolete I'm not an expert in business trends by any means, but it really seems like the disintermediation opportunities the Internet provides is beginning to replace, well... almost everything. Think about this for a moment. Where do you check the morning news? Where do you get your music? Manage your money?......
• Riskiest Real Estate Markets In The US A lot of people are wondering where to invest in order to catch the next real estate boom. I don't have a ready answer for that, but Forbes magazine was nice enough to tell us where the riskiest markets are. 1. Miami, Fla. Due in part to escalating insurance costs,......
• Starting a Business w/ Proven Results -- Pimp My Listing #2 Welcome to the second installment of Pimp my Listing. I have placed a $50 bid at 14.94%. This is a A Credit Homeowner with super clean extended credit. She is requesting a loan of 25K at 17%. $25 Bonus For New Lenders How to Use Prosper Listing Widget for MySpace,......

You’ve got a lot of choices. If getting out of bed in the morning is a chore and you’re not smiling on a regular basis, try another choice. – Steven D. Woodhull

Believing that you can’t change your circumstances is one sure way to feel powerless. You can spend all the time in the world bemoaning your job, your relationships, your finances, your lack of opportunities, or your streak of “bad luck” . . . but doing so only keeps you locked into an illusion of permanency. The truth is you always have choices. You may not like the choices available, but they are still yours. You can choose to act, or not act; you can choose to be optimistic about the possibilities that exist for your life, or you can accept limitations at every turn. Deciding which choice is best is the tricky part.

Fear can also disguise itself as a condition of powerlessness. You may know on some level that you have choices but refuse to acknowledge them because you fear the unknown. You know you can leave a dissatisfying job, but then what will you do? Will you find another job to replace it, and if so will it be a job you enjoy, or be worse than the one you just left? You know you can dissolve an unhealthy relationship, but is being alone really any better? At least now you have someone there, even if it’s not the person you’d prefer be there. Rather than face uncertain outcomes, you avoid making choices at all.

Whether you really believe you have a shortage of options or you are simply making excuses because you’re afraid to move forward, know that it’s ALL within your control. Just like every other person on the planet, you always have the most basic opportunity before you now: resign yourself to staying where you are, or roll up your sleeves and make something happen. If you worry about making the wrong choice, know that you can always make another choice. You can keep making choices as often as you’d like until you find something that works for you. To avoid making choices altogether doesn’t serve you, because in the end even not making choices is a decision all its own.
www.jr95.ws

To Your Prosperity
Richard & Cheryl
richard@richardmcdonaldonline.org

• Internet Network Marketing - Finding The Right Traffic A big problem that plagues people who start a network marketing business online is they do not know where to get traffic from. I would think the #1 reason why people fail to grow their business online is because they lack traffic. Here are some helpful tips to attract the......
• Network Marketing Is Very Cool But... Image via Wikipedia A big mistake that literally thousands of people make is they get involved with a network marketing business because they where attracted to the compensation plan of the network marketing company they belong too.  Sometimes you will find individuals who actually love their product , but......
• Humanitarian Network Marketing - How To Survive A Bad Economy There's a theory that opportunity is born during crisis. This is true but for many, spotting an opportunity even when it's staring them in the face is not easy. We're not saying you take advantage of others during a crisis but only to be aware that while things may look......
• Tips For Picking the Right Foods If you are focusing on losing weight and making lifestyle changes, the first two weeks are undoubtedly the hardest. Your body and your mind need time to adjust to your diet, and this initial period requires a lot of motivation and a desire to stick to your new plan. Anytime......
• job jumper tip #2: be a discriminating networker If you read "how to land your dream job" articles, you'll always hear people touting the benefits of networking. I think too many people see the word "network" and think "I have to stay in touch with every single person I have ever known for the rest of my......

Whatever you are be a good one. – Abraham Lincoln

Are you still waiting for a sign from the heavens to figure out what to do with your life? Are you hoping that the sky will crack open and a loud booming voice will tell you exactly what to do, where to go, what to focus on? If only it were that easy. There is nothing wrong with believing in a pre-destined life purpose, but it does tend to keep you feeling powerless and adrift if you can’t figure out what it should be. Not only is the uncertainty maddening, there is also the fear that you might choose wrong and set a cataclysmic chain of events into motion. That might sound overly dramatic, but it can certainly feel that way at times! What most of us overlook is the thrill that can come from choosing our own purpose.

Whether you’re more comfortable thinking you have a distinct destiny to fulfill or you think of it in terms of having the free will to choose your path, you can still be proactive in choosing your own life mission. Think about it this way: your life purpose will be something that makes you feel passionate and fulfilled. It is designed that way on purpose – so you “know” what you’re supposed to be doing! Your purpose is to do that which is most aligned with who you are, and uses your natural talents and abilities to their fullest extent. Only you can say what that is exactly, and you may not have the foggiest clue right now.

So begin finding out! If you already know what makes you feel inspired and purposeful, do it more often. Find a way to share it with others. If you don’t know what your passions are, go exploring and find them. Try new things and see if any of them resonate with you. The activities themselves don’t really matter except that they should make you feel wonderful and provide some kind of benefit for the world around you. Think about your existing talents, skills and passions, constantly work on developing new ones – and find a way to share them with others. Then, no matter what else you do, you are definitely fulfilling a grand purpose here on earth. Is it “your” purpose? It is if you choose it to be!

Somethings You Just Do Not Overlook!

To Your Prosperity

RichardMcDonald

Making A Difference No Comparrison!

• Five Things I Think It Is OK To Spend Money On. While there is a lot of talk around the PF water cooler about being frugal & saving your money, there are certain things that I feel it is OK to spend money on. Too often, people buy crappy goods or have terrible experiences because they are too busy being penny-pinchers,......
• Prioritizing The Important Stuff Here's an inspiring story I received via email from a friend. Enjoy! When things in your life seem Almost too much to handle, When 24 Hours a day is not enough, Remember the mayonnaise jar And 2 cups of coffee. A professor stood before his philosophy class And had some......
• Reviews of Golf Balls Just as every new product that comes out on the market comes with its own unique set of individual reviews, golf balls also have their own unique set of reviews as well. There are a wide variety of different golf balls out there that are being manufactured on a daily......
• Why Bloggers Fail To Make Money The popularity of blogging is such, that many people have been able to turn it into a full-time income. However, many bloggers fail in their attempts to make money blogging because of the difficulties they face. This isn’t because it’s not a viable way to make money, there are simply......
• Where to Shop for Cologne When it comes to choosing a cologne fragrance there are literally thousands of choices to pick from. With so many choices it can be hard to decide on a fragrance. You see fragrance scents everywhere you go so how do you know the best places to shop for cologne? Here......

If you’ve ever had a hard time getting or staying disciplined, you may have been struggling with a lack of motivation. Motivation and discipline usually go hand-in-hand because without motivation, it is nearly impossible to become disciplined. Ironically, once you become disciplined you rarely need to be motivated to keep your life running smoothly.

Discipline is a willingness and commitment to do what needs to be done. Without discipline, our lives would be in disarray. Think about the things you do on a daily or weekly basis that are required in order to maintain your life properly. Housework, laundry, grocery shopping, fueling and maintaining your vehicle, working, bathing, paying bills, balancing the checkbook, sleeping, and more are all required activities. Without them, what would your life look like?

If you already have a strong sense of discipline, you likely do these things without much thought. You know they must be done, so you just do them. On the other hand, if you lack discipline, you may find yourself procrastinating and putting your duties aside – which can create a colossal mess if it’s done too frequently.

Discipline is also required when you are working toward a goal. If you don’t complete the steps that will create the outcome you desire, you will not meet your objective. When you first set your goals, you may have strong motivation which can help you gain some valuable momentum.

However, ingrained habits and an undisciplined mind may eventually prevent you from establishing continuity; and without some kind of inner or outer motivation you are unlikely to develop the discipline you need.

In order to escape this stagnant cycle and develop a strong sense of self-discipline, you need to get and stay motivated! How can you do this? There are several ways, but here are few to begin with:

Focus on the benefits. With every task or chore you do, spend a few moments emphasizing the benefit you will receive from doing it. In order to get and stay motivated, it is crucial to have some sort of payoff in mind. Even if your payoff will come at a future time, remind yourself why this task or chore is a good thing.

See the big picture. Remember that this task is only one part of a larger puzzle. It’s hard to get inspired about scrubbing a toilet, until you envision your entire home clean and shining. By looking at the big picture, each little task will retain a measure of importance in your own mind.

Do it for the discipline. In order to develop strong discipline, you’ll need to keep strengthening your “discipline muscle” bit by bit. The only way to do this is by pushing yourself to do the things you have to do! As you complete each task related to your goal (or even your household chores) keep affirming that you are developing stronger and stronger discipline with each passing day. Eventually you’ll find yourself easily doing what needs to be done and it won’t be a struggle anymore – because you’ll already be disciplined!

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To Your Success,
Richard McDonald

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• Tennis Racquet String Considerations Just as important as your racquet itself is the tennis racquet strings that you use. Unfortunately, it is all too common for people to spend too little time researching what types of tennis racquet strings they should be using. Many players who are just getting into the game of tennis......
• Motivation Tips For Life - A Guide. One of my new favorite sites that I discovered is Zen Habits which is written by Leo in a far away distant land. Recently, he put together an extensive list of his "motivation hacks" that I have found to be of great help in my everyday life of being organized,......
• Losing Rocks: Motivation and Inspiration So there I was, turning on Skype to see who was on. I was minding my business when I saw a buddy of mine who I hadn't spoken to in a while. His name is Alejandro Reyes. I met him a while back online and we've been cool since.......
• How Many Calories Are You Burning (When You Run)? [caption id="attachment_39" align="alignleft" width="240" caption="You burn more calories running."][/caption] Counting calories can be tough, particularly if you're the obsessive type who likes to pinpoint exactly how many calories you're taking in and burning. But having more information at your disposal can help you to get a good idea of what......
• Stop Sugar Cravings A major nutrition obstacle we must overcome when trying to lose fat is to stop sugar cravings. Why? Because what we put in our bodies is the most important determinate in the amount of fat we carry on our bodies. The shocking sugar truth is that Americans consume so many......